Terms of Service

PairMe Terms & Conditions of Service

Last updated: July 15, 2026

Please read these Terms and Conditions of Service and our Privacy and Security Policy, together the “Agreement,” carefully. The Agreement governs your use of pairmemedicare.org, pairmemedicare.com, medicarepairme.org, medicarepairme.com and all associated webpages and the content therein, including the PairMe Medicare ABCs and Insights, the PairMe Match plan selection application, PairMe’s Medicare-related advisory, educational and brokerage services, including enrollment and any assistance related to enrollment or other activities provided in pursuant to these services together called the “Services,” offered by PairMe LLC and its wholly owned affiliates PairMe Advisory LLC and PairMe Insurance LLC, an insurance agency licensed in the State of Florida (collectively “PairMe,” “we,” “us,” or “our”).

For the purpose of the Agreement, “you’ or “your” means the person or persons using the Services.

Your use of the Services, including the submission of information, constitutes your legal consent to be bound by the Agreement and you acknowledge that you have read, understood and agree to the Agreement, including the Privacy and Security Policy. If you do not agree to be bound by the Agreement, do not use the Services and do not submit any information.

This Agreement contains your and our agreement to (with limited exceptions) to resolve any disputes between you and us through binding, individual arbitration rather than through mediation or court proceedings and you waive your right to participate in a class action lawsuit or class-wide arbitration directed toward us. See Section 21 Dispute Resolution for further details.

Our Privacy and Security Policy is a part of the Agreement and as such governs your use of the Services. Please read it carefully to understand how we collect, use and share your information.

Pair Me Match provides an estimate of the costs to you of available plans based on the information you provide with information derived from a number of sources and and estimates of your premiums, your prescription drug costs and your out-of-pocket costs of deductibles, copayments and coinsurance, using large databases and machine-learning and other items. Please be advised that the PairMe Match projections of your costs are estimates, and your actual costs will likely differ from them. Neither the estimates nor any other content of the Services constitutes an endorsement or recommendation and may not be construed to be or to imply an endorsement or recommendation of any insurance carrier or any of their plans, products, care, opinions or other services. PairMe provides the Services on an “AS IS” basis. PairMe makes no warranties as to the cost estimates, any insurance carrier or any of their plans, products, care, opinions or other services. You acknowledge and agree that you make your plan selection at your sole discretion, responsibility and risk. See Sections 17 – Disclaimer of Warranties and Section 21 – No Endorsement or Recommendations for further details.

Table of Contents

Description of Services and Other Information
- a. Services & Compensation
- b. Scope of Appointment
- c. PairMe Account
- d. Medicare Plans
- e. Information Purpose Only
- f. Existing Insurance Coverage
Communication
Changes to this Agreement
Information Provided
- a. Providing Information
- b. Permission to Use Your Provided Information
- c. Your Responsibility for Provided Information
Rules of Use
General Prohibitions
Enforcement of Rights
Termination
Third Party Sites
Jurisdiction and Forum
Proprietary Rights
Consent to Electronic Disclosures and Signatures
Disclaimer of Warranties
Limitation of Liability
Indemnification
Release
No Endorsements or Recommendations
Dispute Resolution
Governing Law and Choice of Forum
Data Processed in the United States
Entire Agreement
Severability and Enforceability
Waiver of Rights
Product Restrictions
Contact Information

1. Description of Services and Other Information

- a. Services & Compensation

PairMe is committed to matching our clients with the plan or plans that meet your preference of Access, Benefits and Cost using data and technology without bias. We have three main services: Education, Advisory and Brokerage.

Education

On our website, we have a series of short videos that educate you on the PairMe Medicare ABCs – Access to medical providers, Benefits provided by the plans and the Cost to you of your Medicare options. We include additional videos – the PairMe Insights – with more detail on the Medicare options and Medicare topics of interest. Our goal is to provide with the knowledge you need to make an informed decision on the preferable plan for you.

Advisory

PlanMatch is our web-based technology and data-driven solution that combines your inputs, plan details with machine-learning and large databases to estimate the total cost to you of all the Medicare plans available in your area. The costs for you include:

Plan premiums, both medical and for prescription drug,
Cost of your prescription drugs based on the prescription information you provide and the plans’ drug benefits. Please be advised that plans can change their prescription drug benefits at any time, and your costs can change,
Cost of your out-of-pocket expenses – deductibles, copayments and coinsurance – that you pay for your care.

We display all the plans in your area based on the estimated cost and compare them so that you can select the one the fits your preferred combination of Access, Benefits and Cost.

Brokerage

PairMe Insurance LLC is an insurance agency licensed in the State of Florida. PairMe Insurance has contracts with insurance carriers to provide brokerage services. If you select a plan or plans offered by one of these insurance carriers, we will enroll you in the plan. PairMe’s goal is to contract with all the carriers of the Medicare plans in your area. At any point in time, we may not be contracted with all of these plans.

If PairMe does not have an agreement with the carrier of the plan that you select, we will will not be able to provide enrollment services.

Compensation

We are compensated for our brokerage services. If you select a plan offered by one of our contracted insurers carriers, we are paid a Medicare-determined commission by the carrier.

- b. Scope Of Appointment

Medicare requires that you sign a Scope of Appointment before we show you specific insurance plans and discuss their details. By signing the Scope of Appointment and proceeding to review plans, you agree to the terms and conditions therein and herein.

- c. PairMe Account

We strongly advise that you create a PairMe account. The account will ensure that your information will be accessible to you no matter when and with what device you use to access PairMe Match. The information will enable to us understand and advise you on your plan needs. Medicare plans change each year, and with the PairMe account we will be able to continue to assist you for as long as you need us.

Your PairMe Account will contain your PairMe Profile that includes the information that you have provided us including demographic, health, prescription drug, coverage and other information. It is important that you provide us with accurate, complete and current information.

We do not require personal information to setup your account with PairMe with the following exception. In order to avoid future complications, we request that you use your email address as your username. We will not contact you on this email until and unless you give us specific permission to do so.

For your protection, please keep your account details and password private and confidential and notify us immediately of any improper use. You are responsible for all activity in your account.

We may refuse to grant you, and you may not use, a username that violates the intellectual property or other rights of any person, that is offensive, or that we reject for any other reason in our sole discretion. Your username and password are for your personal use only, and not for use by any other person. You are responsible for maintaining the confidentiality of any password you may use to access the Services, and you agree not to transfer your password or username or lend or otherwise transfer your use of or access to the Services to any third party. You are fully responsible for all interaction with the Services that occurs in connection with your username and password. You agree to notify us immediately of any unauthorized use of your password or username or any other breach of security related to your account or the Services, and to ensure that you “logoff”/exit from your account at the end of each session. We are not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.

- d. Medicare Plans

For the purposes of this Agreement, a “plan” means a Medicare Supplement Plan, a Medicare Advantage Plan (Medicare Part C) and / or a Medicare Part D Prescription Drug plan.

- e. Information Purpose Only

The content we provide through the Services is for informational purposes only. It is not a substitute for advice, diagnosis or treatment from a medical professional. Always seek the advice of a physician or other qualified medical provider with any questions you may have about your health and health conditions. Never disregard professional advice or avoid or delay in seeking it because of any of the content of the Services or anything you encountered in using the Services. PairMe does not endorse or recommend any prescription drugs, procedures, opinions, insurance coverage or plan or other information that may be mentioned through the Services.

- f. Existing Insurance Coverage

Do not cancel any existing insurance until you receive written confirmation from the insurance company that you are applying to that you have been accepted and that your new policy will be in effect on the new coverage effective date.

2. Communication

By providing your telephone, and / or email and / or other contact information other than for the purpose of creating your account, you agree to receive communications, including via email, telephone call and text message, from or on behalf of PairMe at the email address or telephone number you provided, even if that number is on a National or State Do Not Call list. You represent and warrant that you are the authorized subscriber for any telephone number that you provide to us, and you confirm that you have provided the correct number. Communications to you from PairMe may be to provide you with information about PairMe’s Services and your insurance options, for assistance with insurance applications, and to provide reminders about upcoming calls or meetings with PairMe and to provide reminders about upcoming dates relevant to Medicare enrollment or your coverage and for other business purposes. You may revoke permissions for telephone calls, text messages and emails as described below. Standard text messaging and telephone minute charges and data charges may apply. If you have questions concerning your text, telephone or data charges, please contact your provider of these services. PairMe may, without further notice or warning and in our discretion, monitor and / or record telephone call and on-line meetings for our business purposes, such as training, quality assurance, and regulatory and legal compliance and to protect your and our rights.

You may revoke your consent to receive marketing text messages from PairMe by following the instructions at the bottom of a PairMe text message, contacting www.donotcall.gov, or by contacting PairMe at privacy@pairmemedicare.org. Please note that you may continue to receive notifications required to provide the Services and your requested plan or plans.

You agree to notify PairMe immediately if you cancel your subscription to the telephone number you provided us by emailing privacy@pairmemedicare.org. PairMe will terminate your agreement to receive text messages within a reasonable period of time upon receipt of such a notice.

Nothing in this Agreement is intended to conflict or limit PairMe’s obligations and requirements under applicable laws, rules or regulations of federal or state jurisdiction. In the event of any conflict or inconsistency between this Agreement and such applicable laws, rules or regulations, the requirements of such applicable laws, rules and regulations will control to the extent of such conflict.

3. Changes to this Agreement

We may at any time in our sole discretion revise this Agreement. We will notify you by posting the revisions to the Services and / or by other communications. Please review any revisions carefully. Your continued use of the Services after we have posted and / or otherwise communicated them to you constitutes your acceptance of the revised Agreement. If you do not wish to be bound by the revised Agreement, do not continue to use the Services. We may at time add to our Services and change or discontinue all or part of them, at any time and without notice, at our sole discretion.

4. Provided Information

- a. Providing Information. The Services may allow you to submit and store information, including personal information physician, facility and other provider information, preferred pharmacies, prescription drugs, health conditions, insurance coverage and other pertinent information. Any and all information that you submit to us in any way is called “Provided Information.” You retain ownership of any Provided Information and PairMe does not claim any ownership rights in any Provided Information and nothing in the Agreement will be deemed to restrict any of the rights you have to your Provided Information. IF YOU CHOOSE TO MAKE ANY OF YOUR PERSONALLY IDENTIFIABLE OR OTHER IDENTIFICATION AVAILABLE, YOU DO SO AT YOUR OWN RISK.

- b. Permission to Use Provided Information. Notwithstanding the foregoing, PairMe needs certain rights to your Provided Information in order to provide the Services and by making Provided Information available to PairMe you hereby grant PairMe a non-exclusive, transferable, worldwide, royalty-free license, with the right to sublicense, to use, reproduce, distribute, adapt (including edit, modify, translate and reformat), create derivative works of, transmit, publicly display, publicly perform and otherwise exploit such Provided Information, in any media now known or hereafter developed in connection with operating, improving and providing the Services, at all times in a manner consistent with the Agreement. To the extent permitted under applicable law, you irrevocably waive any ‘Moral Rights” or other rights with respect to attribution of authorship or integrity of materials regarding Provided Information that you may have under applicable law under any legal theory. We require this waiver to help ensure that we have all the rights we need to provide the Services.

- c. Your Responsibility for Provided Information. You are solely responsible for all of your Provided Information. You acknowledge that our ability to provide the Services is dependent on your provision of complete, true, accurate and current Provided Information and you represent and warrant that your Provided Information used in the Services is complete, true, accurate and current. You further represent and warrant that (a) you have, and will continue to have, all rights that are necessary to grant us the license rights in your Provided Information under the terms of the Agreement and (b) neither your Provided Information, nor you use and provision of your Provided Information to be made available through the Services, nor any use of your Provided Information by PairMe on or through the Services will infringe, misappropriate or violate a third party’s intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law, rule or regulation.

5. Rules of Use

You must be 18 years of age in order to use the Services. By using the Services, you represent and warrant that: (a) you are at least 18 years of age; (b) you have not previously been suspended or removed from the Services; and (c) your use of the Services is in compliance with all applicable laws and regulations.
If an individual has a current Power-of-Attorney to make healthcare decisions on your behalf, that individual must agree to the Scope of Appointment and complete any application for enrollment on your behalf.
You represent and warrant that you are (i) an individual who is or who will be with the passage of time eligible for Medicare, and who is or who will be, seeking Medicare insurance, (ii) the authorized representative of such individual, including a holder of a current power-of-attorney for healthcare decisions, or (ii) an individual who is providing assistance to such individual without remuneration or for any commercial purpose.
You represent and warrant that you are not an insurance broker or agent or other individual who will receive a commission or any other remuneration from anyone based on an individual’s enrollment in a plan identified using the Services, unless you are affiliated with and receive such commission or other remuneration from PairMe.

6. General Prohibitions

You may not:

1. - Post, upload, publish, submit or transmit on or through the Services, any information or content that (a) infringes, misappropriates or violates a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy, (b) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability, (c) is fraudulent, false, misleading, or deceptive, (d) promotes illegal or harmful activities, (e) is defamatory, obscene, pornographic, vulgar, offensive, hateful, (f) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group, (g) is violent or threatening or promotes violence or actions that are threatening to any person or group.
  - Use the Services to defame, abuse, harass, stalk, threaten or otherwise violate the rights of others, including their privacy rights and rights of publicity, or harvest or collect personally identifiable information about other users of the Services.
  - Use the Services for any illegal or unauthorized purpose. You agree to comply with all laws, rules and regulations, including federal, state, and local, applicable to your use of the Services, including copyright laws.
  - Use, display, mirror or frame the Services or any element or elements of the Services, the PairMe name, any PairMe trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without PairMe’s written consent.
  - Interfere with or disrupt the Services, servers, or networks connected to the Services, including by transmitting any worms, viruses, spyware, malware or any other code. You may not inject content or code or otherwise alter or interfere with the way the Services are rendered or displayed in a user’s browser or device.
  - Access, tamper with, or use non-public areas of the Services, PairMe’s computer systems or the technical delivery systems of PairMe’s service providers.
  - Attempt to probe, scan or test the vulnerability of any PairMe system or network or breach of any security or authentication method.
  - Avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by PairMe or any of PairMe’s service providers or any other third party, including another user, to protect the Services.
  - Use any robot, spider, site search / retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine,” or in any way gather Service content or reproduce or circumvent the navigational structure or presentation of the Services. Notwithstanding the immediately preceding sentence, but subject to other items listed above, we grant operators of public search engines permission to use spiders to copy materials from the Services for the sole purpose and solely to the extent necessary for creating publicly- available searchable indices of such materials but not caches or archives of such materials. We reserve the right to revoke these exceptions without notification, either generally or in specific cases, at any time.
  - Restrict or inhibit any other person from using the Services, including without limitation by hacking, defacing, sending a virus, overloading, flooding, spamming or mail-bombing the Services.
  - Reproduce, duplicate, copy, sell, resell or otherwise exploit any portion of, use of, or access to the Services for any commercial purposes or for any purpose or in any manner not permitted by this Agreement.
  - Modify, adapt, translate, reverse-engineer, decompile or disassemble all or any portion of the Services.
  - Create a database by systematically downloading or storing all or any Services or information therein.
  - Perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation, accessing any other account without permission, or falsifying your age or date birth.
  - Use the Services for any illegal purpose or in violation of any local, state, national or international law.
  - Encourage or enable any other individual or individuals to do any of the foregoing.

7. Enforcement of Rights

PairMe is not obligated to monitor access to or use of the Services or to review or edit content. We have the right to do so for the purpose of operating the Services, to ensure compliance with the Agreement and to ensure compliance with applicable law, regulation or rule. We reserve the right, but are not obligated, to any or all of the following, at our sole discretion: (a) to monitor, or evaluate, including through the use of automated filtering software and or (b) to refuse, reject, remove or disable access remove any Provided Information, including through the use of automated filtering software, without notice, if at any time and for any reason, we, at our sole discretion, consider it objectionable or in violation of this Agreement, including if we determine, in our sole discretion, that you did not have or do not retain all required rights, consents, releases and permissions despite your representations in this Agreement. We have the right to investigate violations of the Agreement or conduct that affect the Services. We may also consult and cooperate with law enforcement authorities to prosecute users who violate the law.

8. Termination

We may suspend or terminate your access to and use of the Services, including suspending access to or terminating your account, at our sole discretion, at any time and without notice to you. You may cancel your account and discontinue your usage of the Services at any time by contacting us at termination@pairmemedicare.com. Upon any termination, discontinuance or cancellation of the Services and / or your account the following Sections will survive: 4(b), 4(c), 8, 14, 15, 16, 19, 20, 22 and 24.

9. Third Party Sites

The Services may provide links to external websites or resources for your convenience and reference only. We do not endorse these websites or resources. We are not responsible for the availability of these external websites or resources or for any content, advertising, products, or other materials on or available from such external websites or resources. You acknowledge (a) sole responsibility for and assume all risks arising from your use of and dealings with these external websites or resources and (b) that you cannot make any claim against us, or our service providers, arising out of your use of external websites or resources.

10. Jurisdiction and Forum

The Services are operated and controlled from the United States and are not intended to subject us to non-U.S. jurisdiction or laws, except as otherwise expressly stated in this Agreement. In choosing to use the Services, you do so at your own initiative and at your own risk, and you are responsible for complying with all local laws, rules and regulations. We may at any time and at our sole discretion limit the Service’s availability, in whole or in part, to any person, geographic area or jurisdiction.

11. Proprietary Rights

All of the material included in the Services, including trademarks, text, graphics, logos and service marks, is the property of PairMe, including all associated intellectual property rights. U.S. and international copyright laws protect all content available through the Services. Your use of the Services does not transfer to you any ownership or other rights to the Services or the content of the Services. You may download contents of the Services for your personal, noncommercial use only, provided you also retains all copyright and other proprietary notices contained in the Services. You may not modify, copy, distribute, transmit, display, publish, sell, license or create derivative works using any content of the Services for commercial or public purposes.

12. Consent to Electronic Disclosures and Signatures

You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirements that such communications be in writing. Your consent to receive communications and to do business electronically applies to communications related to all Services we make accessible or available, or offer you, whether through a website, software application, email, messaging service, including text messages, or otherwise.

13. Disclaimer of Warranties

YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR OWN RISK. WE PROVIDE THE SERVICES ON AN “AS IS” BASIS. WE AND OUR SERVICE PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE AND OUR SERVICE PROVIDERS MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DO WE OR OUR SERVICE PROVIDERS MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES, AS TO THE CONFIDENTIALITY OR PRIVACY OF YOUR INFORMATION, EXCEPT AS SET FORTH IN OUR PRIVACY AND SECURITY AND POLICY OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICES. ANY MATERIAL OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTES FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA OR USE OF THE SERVICES. WE AND OUR SERVICE PROVIDERS MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICES OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICES AND ARE NOT RESPONSIBLE FOR OTHER USERS. NO ADVICE OR INFORMATION, WHETER ORAL OR WRITTEN, OBTAINED BY YOU FROM US, OUR EMPLOYEES, AFFILIATES OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

While we take commercially reasonable steps to safeguard and to prevent your information, we cannot be responsible for the acts of those who gain unauthorized access, and we make no warranty, express, implied or otherwise, that we will prevent unauthorized access to your private information. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES (WHETHER CONSEQUENTIAL DIRECT, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHERWISE) ARISING OUT OF, OR IN ANY WAY CONNECTED WITH A THIRD PARTY’S UNAUTHORIZED ACCESS TO YOUR INFORMATION, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, STRICT LIABILITY, TORT OR OTHER THEORIES OF LIABILITY, AND ALSO REGARDLESS OF WHETHER WE WER GIVEN ACTUAL OR CONSTRUCTIVE NOTICE THAT DAMAGES WERE POSSIBLE.

14. Limitation of Liability

WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SERVICES OF RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, INCLUDING DAMAGES FOR LOST PROFITS, LOST REVENUES , LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOST DATA, LOST GOODWILL OR OTHER INTANGIBLE, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTME FAILURE OR THE COST OF SUBSTITUTE SERVICES OF ANY KIND, ARISING OUT OF OR IN CONNECTION WITH THE SERVICES OR FROM THE USE OF OR INABILITY TO USE THE SERVICES WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY EVEN IF WE OR OUR SERVICE PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT WILL WE EVER BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES, AND COSTS, WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE OR UNDER OTHER FAULT OR WRONGDOING BY US OR ANY PERSON FOR WHOM WE ARE RESPONSIBLE, IN AN AMOUNT EXCEEDING $1,000.00.

THE EXCLUSIONS AND LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN PAIRME AND YOU.

15. Indemnification

You agree to indemnify and hold us, our subsidiaries, affiliates, officers, employees, carriers, and service providers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Services, the violation of the Agreement by you, or the infringement by you, or other user of the Service using your computer, of any intellectual property or other right of any person or entity.

Even though prohibited, people may provide information that is offensive, false, harmful, or deceptive. We and our service providers assume no responsibility whatsoever for such content or actions.

16. Release

YOU HEREBY RELEASE, REMISE AND FOREVER DISCHARGE US AND OUR SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, INFORMATION PROVIDERS, SERVICE PROVIDERS, SUPPLIERS, LICENSORS AND LICENSEES, AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE AND KIND WHATSOEVER AND HOWEVER ARISING, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER, WHICH ARISE FROM, RELATE TO, OR ARE CONNETED WITH YOUR USE OF THE SERVICES.

17. No Endorsements or Recommendations

We do not endorse or recommend any insurance carrier or any specific plan, product, opinion or other service that may be available or mentioned through the Site or Services. We strongly recommend that you perform due diligence for insurance carrier or any specific plan, product, opinion or other service before selecting and / or entering into any type of agreement or other arrangement.

Once we provide your enrolment information, the carrier will evaluate to request, and we have no further involvement in any transactions that occur between you and the carrier. WE ARE NOT RESPONSIBLE OR LIABLE FOR ANY CARRIER’S ACTS OR OMISSIONS INCLUDING FOR ANY QUOTES, PLAN INFORMATION, PRICING, PREMIUMS, OR SERVICES THAT ANY SUCH CARRIER MAY PROVIDE, FOR ANY CARRIER’S CONTACTING YOU OR FAILURE TO CONTACT YOU, FOR ANY CARRIER’S PERFORMANCE OR FAILURE TO PERFORM ANY SERVICES, OR FOR ANY AGREEMENT OR TRANSACTION BETWEEN YOU AND ANY CARRIER.

18. Dispute Resolution

You agree that any dispute or claim arising out of your use of the Services, including any dispute or claim as to the application, enforceability, scope, or interpretation of this Agreement to Arbitrate, shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Agreement to Arbitrate includes, but is not limited to, claims arising under the Telemarketing Consumer Protection Act 47 U.S.C. § 227 or any other telemarketing regulations brought against the Service’s customers and/or anyone involved in the initiation or generation of telemarketing calls based on information submitted to the Services. The Federal Arbitration Act and federal arbitration law apply to this agreement.

There is no judge and jury in arbitration, the court’s review of an arbitration award is limited. An arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declared relief, or statutory damages), and must follow this Agreement.

Arbitration shall be administered by the Judicial Arbitration and Mediation Services, Inc. (“JAMS”), pursuant to the most current JAMS Streamlined Arbitration Rules & Procedures (https://www.jamsadr.com/rules-streamlined-arbitration/), and conducted by a single, neutral arbitrator. Arbitration shall take place by telephone, unless an in-person hearing is requested by either party. In that case the hearing shall take place in the county where you reside. To the extent this agreement to arbitrate conflicts with the JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness (the “Minimum Standards”), the Minimum Standards will apply in that regard.

Disputes may also be referred to another arbitration organization if we agree in writing, or to an arbitrator appointed pursuant to Section 5 of the Federal Arbitration Act.

We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial. You and we also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

19. Governing Law and Choice of Forum

The Agreement shall be governed by and construed in accordance with the laws of the State of Florida (without regard to conflict of law provisions thereof). All disputes arising under, or in any way connected to the Services, shall be litigated in state and federal courts residing in the State of Florida, and in no other jurisdiction. You hereby submit to the jurisdiction of the state and federal courts sitting in Tampa, Florida.

20. Data Processed in the United States

We process data in the United States, and we make no representation that the Services are appropriate or available for use beyond the United States. If you use the Services from other locations, you are doing so on your own initiative and are responsible for compliance with applicable local laws, regarding your online conduct and acceptable content, if and to the extent local laws apply. The Services may describe programs and services that are available only in the United States (or only parts of it). We reserve the right to limit the availability of the Services to any person, entity, geographic area or jurisdiction at any time and in our sole discretion, and to limit the quantities of any content, program, service, or feature that we provide.

If you are in a jurisdiction outside the United States and nevertheless continue to use the Services, your personal information may be transferred into and processed within the United States, and your continued use of the Services constitutes consent to such transfer and processing. Please review our Privacy and Security Policy for additional information on how we handle your information.

21. Entire Agreement

This Agreement constitutes the entire and exclusive understanding and agreement between PairMe and you regarding the Services, and this Agreement supersedes and replaces all prior oral or written understandings or agreements between PairMe and you regarding the Services. You may not assign or transfer the terms by operation of law or otherwise, without PairMe’s prior written consent. Any attempt by you to transfer or assign the terms of this Agreement, will be null. PairMe may freely assign or transfer the terms of this Agreement without restriction. Subject to the foregoing, this Agreement will bind and inure to the benefit of the parties, their successors and permitted assigns.

22. Severability and Enforceability

If any provision or portion of this Agreement is held to be illegal, invalid or unenforceable, in whole or in part, it shall be modified to the minimum extent necessary to correct any deficiencies or replaced with a provision which is as close as is legally permissible to the provision or portion found invalid or unenforceable and shall not affect the legality, validity or enforceability of any other provisions or portions of the Agreement.

23. Waiver of Rights

PairMe’s failure to enforce any right or provision of the Agreement will not be considered a waiver of such right or provision. Except as expressly set forth in this Agreement, the exercise by either party of any of its remedies under this Agreement will be without prejudice to its other remedies under the Agreement or otherwise.

24. Product Restrictions

Policies and products are not available in all states. Exclusions and misstatements and misrepresentation restrictions may apply. The quote, policy and plan information are provided by the individual insurance carriers via third parties services and are subject to change without notice and / or underwriting qualification by the carrier to which the application is submitted. A quote or application for a policy is not, and should not be construed as, a commitment from the carrier to issue that policy or any other policy to you. You are responsible for ensuring that information you provide in connection with any question or inquiry through the Services is accurate and up to date.

For Medicare Supplement Policies Only:

For Medicare Supplement policies, you must submit a completed application to the carrier which will review your application along with other information, the carrier may gather from other sources (called “Underwriting”). Following the Underwriting, the carrier will determine whether you are eligible for the policy applied for and, if so, the precise premium to charge you for the policy applied for. The Underwriting process may result in a higher or lower premium than you quote for these policies.

25. Contact Information

PairMe can be contacted by mail at 2840 West Bay Drive, Suite 144, Belleair Bluffs, FL 33770. The email address is pairme@pairmemedicare.org. The telephone number is (727) 635-9500.